大学生是否适合用信用卡(大学生应该用信用卡)

大学生是否适合用信用卡(大学生应该用信用卡)

大家好，大学生是否适合用信用卡相信很多的网友都不是很明白，包括大学生应该用信用卡也是一样，不过没有关系，接下来就来为大家分享关于大学生是否适合用信用卡和大学生应该用信用卡的一些知识点，大家可以关注收藏，免得下次来找不到哦，下面我们开始吧！

本文目录

• 目前，许多在校大学生拥有一张甚至几张信用卡；2. 大学生的信用卡的使用范围；3. 你认为大学生是否有必要持有信用卡…

• 各银行大学生信用卡比较哪些卡更适合大学生？

• 中国银行的中银都市卡适合学生用吗?推荐一款适合大学生用的信用卡!

• 推荐一款比较适合大学生的信用卡？？？工行的新款信用卡怎么样？？对大学生有什么优惠？

正确答案：Should College Students Have a Credit Card? At present credit cards the once exclusive possessions of the rich have become quite popular on campus. Some college students hold more than one credit card. They use credit cards to buy a variety of goods say clothes stationery mobile phone electronic products and other expensive goods. In my opinion credit cards are not necessities for college students. With credit cards some students tend to purchase goods on impulse. They can get temporary satisfaction this way; however hotheaded purchase will leave a heavy financial burden on students. Worse still ff they can not repay debts on time their dishonest behavior will be recorded. In a world of credit such a record is definitely unfavorable to the students.Should College Students Have a Credit Card? At present, credit cards, the once exclusive possessions of the rich, have become quite popular on campus. Some college students hold more than one credit card. They use credit cards to buy a variety of goods, say, clothes, stationery, mobile phone, electronic products and other expensive goods. In my opinion, credit cards are not necessities for college students. With credit cards, some students tend to purchase goods on impulse. They can get temporary satisfaction this way; however, hotheaded purchase will leave a heavy financial burden on students. Worse still, ff they can not repay debts on time, their dishonest behavior. will be recorded. In a world of credit, such a record is definitely unfavorable to the students. 解析： 这篇作文就大学生是否应该使用信用卡这一现象展开阐述。根据提纲；可以把文章分为三个段落。第一段可以简要地说明现象。第二段说明信用卡的使用范围，比如使用信用卡购买昂贵的衣服、电子产品等。第三段阐述自己的观点，并说明理由，是这篇文章的重点段落。

建议选招商银行 信用卡

申请条件：年满18周岁并且30周岁（含）以下在校高校大学生可申请，申请时需网上填写申请表，初审通过后在30天内凭收到的短信和身份证至学校所在城市招行网点签字确认。

特色权益：下卡0额度，不过可通过先存款后消费，此外还能享受享受餐饮优惠、影票优惠、积分累积等招行信用卡权益，并可额外享受特定费用减免等校园版信用卡专属权益，毕业转卡即可有机会享受更高信用额度。

ps： 我本人目前就用的 招商银行的信用卡。额度为6万左右。

中国银行的中银都市卡不适合学生使用。

它要求开户人有固定的工作和稳定的收入，年收入最低不能少于20000元。

听说建行有给学生用的卡，你可以咨询一下建行的电话银行99533。

招行去年推出YOUNG卡，感觉不错，不过要记住信用卡是用来消费的，最好不要取钱透支！

工行今年也有新款信用卡，不太了解。在我们这儿学校负责统一办理。

好了，本文到此结束，如果可以帮助到大家，还望关注本站哦！